It seems like a pretty common thing when we see new construction communities here in Southern California being built is that there will be some kind of a Mello Roos fee associated with it. Dana Point is an older beach town so many of the established neighborhoods that exist here have been around for such a long time so these often don't have any kind of Mello Roos and no homeowners association dues depending on the community. Dana Point neighborhoods like the Lantern Village & Capistrano Beach offer traditional single family homes that date back to the early 1920's that are not located in any formal associations. One of the biggest communities that was built next door to Dana Point was the Sea Summit community in San Clemente which offered some amazing beach close homes but did come with a recurring Mello Roos fee.
The best way to find out if a home has a Mello Roos fee or not is to ask the real estate agent when a home is listed for sale. My experience is that most agents communicate the existence of a Mello Roos cost associated with the home but often times have a hard time calculating the exact cost. Most agents will give a certain percentage of the annual property tax that includes the Mello Roos fee. For example, a home without any Mello Fee may have a annual property tax percentage around 1.25% of the purchase price. There are some new communities that have Mello Roos expect this to be at a higher rate. That exact percentage will vary depending on the community so check with your local real estate agent on the precise cost. For more information on the various costs associated with buying a home in the Dana Point area please contact our local real estate agents at 949-606-4114 today.